Blue Cross® Preferred HMO Bronze Extra — full price in Crawford County, Michigan (2026)

Blue Cross® Preferred HMO Bronze Extra (98185MI0550022), a expanded bronze plan from Blue Care Network of Michigan in Crawford County, Michigan, costs $502.43/month full price for a 40-year-old in 2026 — $1066.98 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.

HIOS plan ID: 98185MI0550022 · Issuer: Blue Care Network of Michigan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0

Full-price premium by age (2026)

AgeMonthly premium
21$393.14
27$412.01
30$446.21
40$502.43
50$702.15
60$1066.98

Deductibles & out-of-pocket max (2026)

  • Individual deductible: $7,500
  • Family deductible: $15,000
  • Individual out-of-pocket max: $10,000
  • Family out-of-pocket max: $20,000

Vs. county benchmark

The county benchmark silver premium for a 40-year-old is $656.21/mo. This plan is $502.43/mo at 40 — a difference of $-153.78/mo.

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.

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Other expanded bronze plans in Crawford County

PlanIssuerPremium @ 40
MyPriority Value BronzePriority Health$469.98
MyPriority Standard BronzePriority Health$472.11
MHP Expanded Bronze StandardMcLaren Health Plan Community$488.37
MHP Bronze Saver (Expanded)McLaren Health Plan Community$490.75
MyPriority Value Bronze HSAPriority Health$511.67

Sources

← All plans and costs in Crawford County

Reviewed by Jason Burns, Editorial Steward.

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