UHC Gold Standard (No Referrals) — full price in Caddo County, Louisiana (2026)
UHC Gold Standard (No Referrals) (69842LA0240012), a gold plan from UnitedHealthcare in Caddo County, Louisiana, costs $784.12/month full price for a 40-year-old in 2026 — $1665.18 at 60, with a $2,000 deductible and $8,300 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 69842LA0240012 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $613.55 |
| 27 | $643.00 |
| 30 | $696.38 |
| 40 | $784.12 |
| 50 | $1095.80 |
| 60 | $1665.18 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,300
- Family out-of-pocket max: $16,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $561.86/mo. This plan is $784.12/mo at 40 — a difference of $222.26/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Caddo County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from Louisiana Healthcare Connections | $604.82 |
| Blue Connect Copay (PCP) 75/55 $2000 Standardized (S) | HMO Louisiana | $616.26 |
| Standard Gold + Vision + Adult Dental | Ambetter from Louisiana Healthcare Connections | $620.96 |
| CHRISTUS Gold Essential | CHRISTUS Health Plan | $633.14 |
| Complete Gold | Ambetter from Louisiana Healthcare Connections | $644.34 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 69842LA0240012 in FIPS 22017.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Caddo County
Reviewed by Jason Burns, Editorial Steward.