CHRISTUS Gold Essential — full price in Caddo County, Louisiana (2026)
CHRISTUS Gold Essential (98780LA0220012), a gold plan from CHRISTUS Health Plan in Caddo County, Louisiana, costs $633.14/month full price for a 40-year-old in 2026 — $1344.56 at 60, with a $3,750 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 98780LA0220012 · Issuer: CHRISTUS Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $495.41 |
| 27 | $519.19 |
| 30 | $562.30 |
| 40 | $633.14 |
| 50 | $884.81 |
| 60 | $1344.56 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,750
- Family deductible: $7,500
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $561.86/mo. This plan is $633.14/mo at 40 — a difference of $71.28/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Caddo County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from Louisiana Healthcare Connections | $604.82 |
| Blue Connect Copay (PCP) 75/55 $2000 Standardized (S) | HMO Louisiana | $616.26 |
| Standard Gold + Vision + Adult Dental | Ambetter from Louisiana Healthcare Connections | $620.96 |
| Complete Gold | Ambetter from Louisiana Healthcare Connections | $644.34 |
| CHRISTUS Gold Essential Plus | CHRISTUS Health Plan | $649.85 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 98780LA0220012 in FIPS 22017.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Caddo County
Reviewed by Jason Burns, Editorial Steward.