BlueCare EPO Gold Plus — full price in Pratt County, Kansas (2026)
BlueCare EPO Gold Plus (18558KS0400014), a gold plan from Blue Cross and Blue Shield of Kansas, Inc. in Pratt County, Kansas, costs $837.93/month full price for a 40-year-old in 2026 — $1779.45 at 60, with a $700 deductible and $8,300 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 18558KS0400014 · Issuer: Blue Cross and Blue Shield of Kansas, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $655.65 |
| 27 | $687.13 |
| 30 | $744.17 |
| 40 | $837.93 |
| 50 | $1171.00 |
| 60 | $1779.45 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $700
- Family deductible: $1,400
- Individual out-of-pocket max: $8,300
- Family out-of-pocket max: $16,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $746.53/mo. This plan is $837.93/mo at 40 — a difference of $91.40/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Pratt County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from Sunflower Health Plan | $778.10 |
| Everyday Gold | Ambetter from Sunflower Health Plan | $787.67 |
| Standard Gold + Vision + Adult Dental | Ambetter from Sunflower Health Plan | $803.99 |
| Everyday Gold + Vision + Adult Dental | Ambetter from Sunflower Health Plan | $813.88 |
| BlueCare EPO Gold | Blue Cross and Blue Shield of Kansas, Inc. | $864.17 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 18558KS0400014 in FIPS 20151.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Pratt County
Reviewed by Jason Burns, Editorial Steward.