What health insurance costs without a subsidy in Pratt County, Kansas (2026)
In Pratt County, Kansas, the benchmark silver plan costs $746.53/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $592.84 to $916.66. A 60-year-old pays at least $1258.97/month, a 21-year-old at least $463.89. 2 insurers offer 25 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $463.89/mo
- Age 40 — starting at $592.84/mo
- Age 60 — starting at $1258.97/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $739.40/mo
- Gold — starting at $778.10/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $8,450
- Highest out-of-pocket maximum on file: $10,500
Who sells plans here
Ambetter from Sunflower Health Plan, Blue Cross and Blue Shield of Kansas, Inc.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Pratt County (FIPS 20151).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Kansas
- Wallace County — $958.62/mo benchmark
- Clark County — $897.49/mo benchmark
- Finney County — $897.49/mo benchmark
- Ford County — $897.49/mo benchmark
- Grant County — $897.49/mo benchmark
Plans available in this county (25)
- Everyday Bronze — Expanded Bronze · $592.84/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $595.49/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $612.57/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $615.31/mo @ 40
- Elite Bronze — Expanded Bronze · $677.11/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $699.65/mo @ 40
- BlueCare EPO Bronze — Expanded Bronze · $722.83/mo @ 40
- BlueCare EPO Standardized Expanded Bronze — Expanded Bronze · $727.88/mo @ 40
- BlueCare EPO Simple Bronze HDHP — Expanded Bronze · $744.04/mo @ 40
- Standard Gold — Gold · $778.10/mo @ 40
- Everyday Gold — Gold · $787.67/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $803.99/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $813.88/mo @ 40
- BlueCare EPO Gold Plus — Gold · $837.93/mo @ 40
- BlueCare EPO Gold — Gold · $864.17/mo @ 40
- BlueCare EPO Standardized Gold — Gold · $866.20/mo @ 40
- Elite Gold — Gold · $878.62/mo @ 40
- Elite Gold + Vision + Adult Dental — Gold · $907.87/mo @ 40
- Standard Silver — Silver · $739.40/mo @ 40
- Focused Silver — Silver · $746.53/mo @ 40
- Standard Silver + Vision + Adult Dental — Silver · $764.01/mo @ 40
- Focused Silver + Vision + Adult Dental — Silver · $771.38/mo @ 40
- BlueCare EPO Simple Silver HDHP — Silver · $882.34/mo @ 40
- BlueCare EPO Silver Plus — Silver · $897.49/mo @ 40
- BlueCare EPO Standardized Silver — Silver · $916.66/mo @ 40
Reviewed by Jason Burns, Editorial Steward.