BlueCare EPO Gold — full price in Allen County, Kansas (2026)
BlueCare EPO Gold (18558KS0400006), a gold plan from Blue Cross and Blue Shield of Kansas, Inc. in Allen County, Kansas, costs $794.22/month full price for a 40-year-old in 2026 — $1686.62 at 60, with a $1,500 deductible and $6,400 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 18558KS0400006 · Issuer: Blue Cross and Blue Shield of Kansas, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $621.45 |
| 27 | $651.28 |
| 30 | $705.35 |
| 40 | $794.22 |
| 50 | $1109.91 |
| 60 | $1686.62 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $3,000
- Individual out-of-pocket max: $6,400
- Family out-of-pocket max: $12,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $719.08/mo. This plan is $794.22/mo at 40 — a difference of $75.14/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Allen County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Classic Standard | Oscar Insurance Company | $632.49 |
| Standard Gold | Ambetter from Sunflower Health Plan | $756.71 |
| Everyday Gold | Ambetter from Sunflower Health Plan | $766.02 |
| BlueCare EPO Gold Plus | Blue Cross and Blue Shield of Kansas, Inc. | $770.10 |
| Standard Gold + Vision + Adult Dental | Ambetter from Sunflower Health Plan | $781.89 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 18558KS0400006 in FIPS 20001.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Allen County
Reviewed by Jason Burns, Editorial Steward.