What health insurance costs without a subsidy in Allen County, Kansas (2026)
In Allen County, Kansas, the benchmark silver plan costs $719.08/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $465.71 to $882.91. A 60-year-old pays at least $989.00/month, a 21-year-old at least $364.42. 3 insurers offer 31 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $364.42/mo
- Age 40 — starting at $465.71/mo
- Age 60 — starting at $989.00/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $587.53/mo
- Gold — starting at $632.49/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $8,450
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Sunflower Health Plan, Blue Cross and Blue Shield of Kansas, Inc., Oscar Insurance Company
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Allen County (FIPS 20001).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Kansas
- Wallace County — $958.62/mo benchmark
- Clark County — $897.49/mo benchmark
- Finney County — $897.49/mo benchmark
- Ford County — $897.49/mo benchmark
- Grant County — $897.49/mo benchmark
Plans available in this county (31)
- Bronze Classic Standard — Expanded Bronze · $465.71/mo @ 40
- Bronze Simple Diabetes — Expanded Bronze · $473.91/mo @ 40
- Bronze Classic 4700 — Expanded Bronze · $477.04/mo @ 40
- Bronze Elite + PCP Saver — Expanded Bronze · $503.47/mo @ 40
- Everyday Bronze — Expanded Bronze · $576.54/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $579.13/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $595.73/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $598.40/mo @ 40
- Elite Bronze — Expanded Bronze · $658.50/mo @ 40
- BlueCare EPO Bronze — Expanded Bronze · $664.32/mo @ 40
- BlueCare EPO Standardized Expanded Bronze — Expanded Bronze · $668.96/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $680.42/mo @ 40
- BlueCare EPO Simple Bronze HDHP — Expanded Bronze · $683.81/mo @ 40
- Gold Classic Standard — Gold · $632.49/mo @ 40
- Standard Gold — Gold · $756.71/mo @ 40
- Everyday Gold — Gold · $766.02/mo @ 40
- BlueCare EPO Gold Plus — Gold · $770.10/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $781.89/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $791.51/mo @ 40
- BlueCare EPO Gold — Gold · $794.22/mo @ 40
- BlueCare EPO Standardized Gold — Gold · $796.08/mo @ 40
- Elite Gold — Gold · $854.47/mo @ 40
- Elite Gold + Vision + Adult Dental — Gold · $882.91/mo @ 40
- Silver Classic Standard — Silver · $587.53/mo @ 40
- Standard Silver — Silver · $719.08/mo @ 40
- Focused Silver — Silver · $726.01/mo @ 40
- Standard Silver + Vision + Adult Dental — Silver · $743.01/mo @ 40
- Focused Silver + Vision + Adult Dental — Silver · $750.18/mo @ 40
- BlueCare EPO Simple Silver HDHP — Silver · $810.92/mo @ 40
- BlueCare EPO Silver Plus — Silver · $824.84/mo @ 40
- BlueCare EPO Standardized Silver — Silver · $842.46/mo @ 40
Reviewed by Jason Burns, Editorial Steward.