Everyday Bronze + Vision + Adult Dental — full price in Ida County, Iowa (2026)
Everyday Bronze + Vision + Adult Dental (48286IA0020012), a expanded bronze plan from Ambetter Health in Ida County, Iowa, costs $409.02/month full price for a 40-year-old in 2026 — $868.61 at 60, with a $8,450 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 48286IA0020012 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $320.06 |
| 27 | $335.41 |
| 30 | $363.26 |
| 40 | $409.02 |
| 50 | $571.61 |
| 60 | $868.61 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,450
- Family deductible: $16,900
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $505.43/mo. This plan is $409.02/mo at 40 — a difference of $-96.41/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Ida County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Everyday Bronze | Ambetter Health | $392.39 |
| Standard Expanded Bronze | Ambetter Health | $393.18 |
| Bronze Classic Standard | Oscar Insurance Company | $401.22 |
| Wellmark Bronze Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $408.82 |
| Standard Expanded Bronze + Vision + Adult Dental | Ambetter Health | $409.84 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 48286IA0020012 in FIPS 19093.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Ida County
Reviewed by Jason Burns, Editorial Steward.