What health insurance costs without a subsidy in Ida County, Iowa (2026)
In Ida County, Iowa, the benchmark silver plan costs $505.43/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $359.36 to $926.56. A 60-year-old pays at least $763.15/month, a 21-year-old at least $281.20. 4 insurers offer 42 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $281.20/mo
- Age 40 — starting at $359.36/mo
- Age 60 — starting at $763.15/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $499.85/mo
- Gold — starting at $519.23/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter Health, Medica, Oscar Insurance Company, Wellmark Health Plan of Iowa, Inc.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Ida County (FIPS 19093).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Iowa
- Pocahontas County — $620.90/mo benchmark
- Adams County — $608.52/mo benchmark
- Clarke County — $608.52/mo benchmark
- Guthrie County — $608.52/mo benchmark
- Harrison County — $608.52/mo benchmark
Plans available in this county (42)
- Secure — Catastrophic · $359.36/mo @ 40
- Everyday Bronze — Expanded Bronze · $392.39/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $393.18/mo @ 40
- Bronze Classic Standard — Expanded Bronze · $401.22/mo @ 40
- Wellmark Bronze Traditional HMO — Expanded Bronze · $408.82/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $409.02/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $409.84/mo @ 40
- Bronze Classic 4700 — Expanded Bronze · $413.51/mo @ 40
- Wellmark Bronze HDHP HMO HSA Qualified — Expanded Bronze · $417.38/mo @ 40
- Wellmark Standard Bronze HMO — Expanded Bronze · $438.18/mo @ 40
- Bronze Elite + PCP Saver Plus — Expanded Bronze · $439.92/mo @ 40
- Elite Bronze — Expanded Bronze · $454.73/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $474.00/mo @ 40
- Medica Insure Bronze Share — Expanded Bronze · $575.91/mo @ 40
- Medica Insure Bronze $0 Copay PCP Visits — Expanded Bronze · $626.17/mo @ 40
- Medica Insure Expanded Bronze Standard — Expanded Bronze · $633.74/mo @ 40
- Gold Classic Standard — Gold · $519.23/mo @ 40
- Standard Gold — Gold · $534.61/mo @ 40
- Everyday Gold — Gold · $543.06/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $557.27/mo @ 40
- Wellmark Gold Traditional HMO — Gold · $560.15/mo @ 40
- Gold Elite — Gold · $560.82/mo @ 40
- Complete Gold — Gold · $562.67/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $566.07/mo @ 40
- Wellmark Standard Gold HMO — Gold · $570.15/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $586.51/mo @ 40
- Medica Insure Gold $0 Copay PCP Visits — Gold · $871.66/mo @ 40
- Medica Insure Gold Share — Gold · $897.73/mo @ 40
- Medica Insure Gold Standard — Gold · $924.92/mo @ 40
- Standard Silver — Silver · $499.85/mo @ 40
- Focused Silver — Silver · $505.43/mo @ 40
- Standard Silver + Vision + Adult Dental — Silver · $521.04/mo @ 40
- Focused Silver + Vision + Adult Dental — Silver · $526.85/mo @ 40
- Silver Simple PCP Saver — Silver · $547.92/mo @ 40
- Silver Classic Standard — Silver · $548.51/mo @ 40
- Silver Classic — Silver · $555.68/mo @ 40
- Silver Simple Diabetes — Silver · $559.70/mo @ 40
- Wellmark Silver Traditional HMO — Silver · $611.94/mo @ 40
- Wellmark Standard Silver HMO — Silver · $620.90/mo @ 40
- Medica Insure Silver $0 Copay PCP Visits — Silver · $885.68/mo @ 40
Showing first 40 of 42 plans on file.
Reviewed by Jason Burns, Editorial Steward.