BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) — full price in Seminole County, Florida (2026)
BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) (16842FL0310001), a gold plan from Florida Blue (BlueCross BlueShield FL) in Seminole County, Florida, costs $1285.45/month full price for a 40-year-old in 2026 — $2729.82 at 60, with a $0 deductible and $6,250 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 16842FL0310001 · Issuer: Florida Blue (BlueCross BlueShield FL) · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $1005.83 |
| 27 | $1054.11 |
| 30 | $1141.62 |
| 40 | $1285.45 |
| 50 | $1796.41 |
| 60 | $2729.82 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $6,250
- Family out-of-pocket max: $12,500
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $699.04/mo. This plan is $1285.45/mo at 40 — a difference of $586.41/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Seminole County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Simple | with AdventHealth | Oscar Health Maintenance Organization of Florida | $631.83 |
| Gold Elite Saver Plus | with AdventHealth | Oscar Health Maintenance Organization of Florida | $633.60 |
| Gold Classic Standard | with AdventHealth | Oscar Health Maintenance Organization of Florida | $663.73 |
| Gold Classic Standard | Oscar Health Maintenance Organization of Florida | $696.85 |
| AmeriHealth Caritas Next Gold Signature + No Referrals | AmeriHealth Caritas Next | $788.93 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 16842FL0310001 in FIPS 12117.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Seminole County
Reviewed by Jason Burns, Editorial Steward.