Gold Classic Standard | with AdventHealth — full price in Seminole County, Florida (2026)
Gold Classic Standard | with AdventHealth (21525FL0010020), a gold plan from Oscar Health Maintenance Organization of Florida in Seminole County, Florida, costs $663.73/month full price for a 40-year-old in 2026 — $1409.52 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 21525FL0010020 · Issuer: Oscar Health Maintenance Organization of Florida · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $519.36 |
| 27 | $544.28 |
| 30 | $589.46 |
| 40 | $663.73 |
| 50 | $927.56 |
| 60 | $1409.52 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $699.04/mo. This plan is $663.73/mo at 40 — a difference of $-35.31/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Seminole County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Simple | with AdventHealth | Oscar Health Maintenance Organization of Florida | $631.83 |
| Gold Elite Saver Plus | with AdventHealth | Oscar Health Maintenance Organization of Florida | $633.60 |
| Gold Classic Standard | Oscar Health Maintenance Organization of Florida | $696.85 |
| AmeriHealth Caritas Next Gold Signature + No Referrals | AmeriHealth Caritas Next | $788.93 |
| AmeriHealth Caritas Next Gold Premier + No Referrals | AmeriHealth Caritas Next | $812.05 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 21525FL0010020 in FIPS 12117.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Seminole County
Reviewed by Jason Burns, Editorial Steward.