Molina Bronze Enhanced 3500 Pluswith Adult Vision — full price in Palm Beach County, Florida (2026)
Molina Bronze Enhanced 3500 Pluswith Adult Vision (54172FL0040005), a expanded bronze plan from Molina Healthcare in Palm Beach County, Florida, costs $588.46/month full price for a 40-year-old in 2026 — $1249.67 at 60, with a $3,500 deductible and $9,950 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 54172FL0040005 · Issuer: Molina Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $460.45 |
| 27 | $482.56 |
| 30 | $522.62 |
| 40 | $588.46 |
| 50 | $822.37 |
| 60 | $1249.67 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $9,950
- Family out-of-pocket max: $19,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $676.38/mo. This plan is $588.46/mo at 40 — a difference of $-87.92/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Palm Beach County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | Oscar Health Maintenance Organization of Florida | $495.85 |
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Wellpoint | $520.30 |
| Connect Bronze Mid-South CMS Standard | Cigna Healthcare | $520.35 |
| Bronze Classic Standard | Oscar Health Maintenance Organization of Florida | $522.92 |
| Bronze Classic 4700 | Oscar Health Maintenance Organization of Florida | $527.22 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 54172FL0040005 in FIPS 12099.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Palm Beach County
Reviewed by Jason Burns, Editorial Steward.