Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — full price in Palm Beach County, Florida (2026)
Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) (44228FL0040005), a expanded bronze plan from Wellpoint in Palm Beach County, Florida, costs $520.30/month full price for a 40-year-old in 2026 — $1104.92 at 60, with a $6,000 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 44228FL0040005 · Issuer: Wellpoint · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $407.12 |
| 27 | $426.66 |
| 30 | $462.08 |
| 40 | $520.30 |
| 50 | $727.12 |
| 60 | $1104.92 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $676.38/mo. This plan is $520.30/mo at 40 — a difference of $-156.08/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Palm Beach County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | Oscar Health Maintenance Organization of Florida | $495.85 |
| Connect Bronze Mid-South CMS Standard | Cigna Healthcare | $520.35 |
| Bronze Classic Standard | Oscar Health Maintenance Organization of Florida | $522.92 |
| Bronze Classic 4700 | Oscar Health Maintenance Organization of Florida | $527.22 |
| Connect Bronze Mid-South 5500 Indiv Med Deductible | Cigna Healthcare | $528.20 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 44228FL0040005 in FIPS 12099.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Palm Beach County
Reviewed by Jason Burns, Editorial Steward.