Standard Expanded Bronze + Vision + Adult Dental — full price in Palm Beach County, Florida (2026)
Standard Expanded Bronze + Vision + Adult Dental (49004FL0020001), a expanded bronze plan from Ambetter Health in Palm Beach County, Florida, costs $620.35/month full price for a 40-year-old in 2026 — $1317.40 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 49004FL0020001 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $485.42 |
| 27 | $508.71 |
| 30 | $550.94 |
| 40 | $620.35 |
| 50 | $866.94 |
| 60 | $1317.40 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $676.38/mo. This plan is $620.35/mo at 40 — a difference of $-56.03/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Palm Beach County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | Oscar Health Maintenance Organization of Florida | $495.85 |
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Wellpoint | $520.30 |
| Connect Bronze Mid-South CMS Standard | Cigna Healthcare | $520.35 |
| Bronze Classic Standard | Oscar Health Maintenance Organization of Florida | $522.92 |
| Bronze Classic 4700 | Oscar Health Maintenance Organization of Florida | $527.22 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 49004FL0020001 in FIPS 12099.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Palm Beach County
Reviewed by Jason Burns, Editorial Steward.