BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) — full price in Osceola County, Florida (2026)
BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) (30252FL0140020), a gold plan from Florida Blue HMO (a BlueCross BlueShield FL company) in Osceola County, Florida, costs $1584.73/month full price for a 40-year-old in 2026 — $3365.39 at 60, with a $0 deductible and $6,250 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 30252FL0140020 · Issuer: Florida Blue HMO (a BlueCross BlueShield FL company) · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $1240.01 |
| 27 | $1299.53 |
| 30 | $1407.41 |
| 40 | $1584.73 |
| 50 | $2214.66 |
| 60 | $3365.39 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $6,250
- Family out-of-pocket max: $12,500
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $666.11/mo. This plan is $1584.73/mo at 40 — a difference of $918.62/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Osceola County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Simple | with AdventHealth | Oscar Health Maintenance Organization of Florida | $614.73 |
| Gold Elite Saver Plus | with AdventHealth | Oscar Health Maintenance Organization of Florida | $616.45 |
| Gold Classic Standard | with AdventHealth | Oscar Health Maintenance Organization of Florida | $645.77 |
| Gold Classic Standard | Oscar Health Maintenance Organization of Florida | $677.99 |
| Standard Gold | Ambetter Health | $683.44 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 30252FL0140020 in FIPS 12097.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Osceola County
Reviewed by Jason Burns, Editorial Steward.