Gold Simple | with AdventHealth — full price in Osceola County, Florida (2026)
Gold Simple | with AdventHealth (21525FL0010023), a gold plan from Oscar Health Maintenance Organization of Florida in Osceola County, Florida, costs $614.73/month full price for a 40-year-old in 2026 — $1305.47 at 60, with a $3,000 deductible and $9,950 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 21525FL0010023 · Issuer: Oscar Health Maintenance Organization of Florida · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $481.02 |
| 27 | $504.10 |
| 30 | $545.95 |
| 40 | $614.73 |
| 50 | $859.09 |
| 60 | $1305.47 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,000
- Family deductible: $6,000
- Individual out-of-pocket max: $9,950
- Family out-of-pocket max: $19,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $666.11/mo. This plan is $614.73/mo at 40 — a difference of $-51.38/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Osceola County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Elite Saver Plus | with AdventHealth | Oscar Health Maintenance Organization of Florida | $616.45 |
| Gold Classic Standard | with AdventHealth | Oscar Health Maintenance Organization of Florida | $645.77 |
| Gold Classic Standard | Oscar Health Maintenance Organization of Florida | $677.99 |
| Standard Gold | Ambetter Health | $683.44 |
| Everyday Gold | Ambetter Health | $698.24 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 21525FL0010023 in FIPS 12097.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Osceola County
Reviewed by Jason Burns, Editorial Steward.