Molina Gold Enhanced 895 Pluswith Adult Vision — full price in Hendry County, Florida (2026)
Molina Gold Enhanced 895 Pluswith Adult Vision (54172FL0040004), a gold plan from Molina Healthcare in Hendry County, Florida, costs $855.63/month full price for a 40-year-old in 2026 — $1817.04 at 60, with a $895 deductible and $8,700 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 54172FL0040004 · Issuer: Molina Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $669.50 |
| 27 | $701.64 |
| 30 | $759.89 |
| 40 | $855.63 |
| 50 | $1195.74 |
| 60 | $1817.04 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $895
- Family deductible: $1,790
- Individual out-of-pocket max: $8,700
- Family out-of-pocket max: $17,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $774.42/mo. This plan is $855.63/mo at 40 — a difference of $81.21/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Hendry County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Wellpoint | $843.93 |
| Molina Gold Enhanced 895 | Molina Healthcare | $851.10 |
| Molina Gold Core 1640 | Molina Healthcare | $851.72 |
| Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Wellpoint | $852.22 |
| Molina Gold Core 1640 Pluswith Adult Vision | Molina Healthcare | $856.30 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 54172FL0040004 in FIPS 12051.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hendry County
Reviewed by Jason Burns, Editorial Steward.