What health insurance costs without a subsidy in Hendry County, Florida (2026)
In Hendry County, Florida, the benchmark silver plan costs $774.42/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $561.22 to $1965.01. A 60-year-old pays at least $1191.83/month, a 21-year-old at least $439.14. 5 insurers offer 96 plans, according to the CMS PY2026 QHP Landscape. 2027 plans for Hendry County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $439.14/mo
- Age 40 — starting at $561.22/mo
- Age 60 — starting at $1191.83/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $611.24/mo
- Silver — starting at $771.32/mo
- Gold — starting at $843.93/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company), Molina Healthcare, UnitedHealthcare, Wellpoint
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Call 1-855-333-3555 — private U65 quoteSee your subsidized price at acadirectanswers.com (opens in new tab)
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical (opens in new tab) — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Hendry County (FIPS 12051).
- HealthCare.gov (opens in new tab) — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Florida
- Monroe County — $1277.62/mo benchmark
- Hamilton County — $1263.70/mo benchmark
- Lafayette County — $991.19/mo benchmark
- Union County — $949.75/mo benchmark
- Washington County — $898.81/mo benchmark
Plans available in this county (96)
- BlueSelect Bronze 24L01-01 (Rewards) — Bronze · $611.24/mo @ 40
- UHC Bronze Essential- ($0 Virtual Urgent Care) — Bronze · $614.26/mo @ 40
- UHC Bronze Essential ($0 Virtual Urgent Care) — Bronze · $614.34/mo @ 40
- BlueCare Bronze 24K01-05 (Rewards) — Bronze · $680.22/mo @ 40
- BlueOptions Bronze 24J01-06 (Rewards) — Bronze · $812.35/mo @ 40
- Wellpoint Essential Catastrophic (+ Incentives) — Catastrophic · $561.22/mo @ 40
- Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $595.22/mo @ 40
- Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $604.38/mo @ 40
- Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard — Expanded Bronze · $609.58/mo @ 40
- Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $615.57/mo @ 40
- BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) — Expanded Bronze · $634.31/mo @ 40
- Molina Bronze Standard — Expanded Bronze · $635.63/mo @ 40
- BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) — Expanded Bronze · $639.74/mo @ 40
- UHC Bronze Standard — Expanded Bronze · $643.63/mo @ 40
- BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) — Expanded Bronze · $644.27/mo @ 40
- Molina Bronze Enhanced 3500 — Expanded Bronze · $651.24/mo @ 40
- Molina Bronze Enhanced 3500 Pluswith Adult Vision — Expanded Bronze · $655.77/mo @ 40
- UHC Bronze Standard+ (Dental + Vision) — Expanded Bronze · $666.29/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) — Expanded Bronze · $666.85/mo @ 40
- Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision — Expanded Bronze · $671.77/mo @ 40
- BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) — Expanded Bronze · $671.86/mo @ 40
- BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) — Expanded Bronze · $675.42/mo @ 40
- BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) — Expanded Bronze · $682.54/mo @ 40
- UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) — Expanded Bronze · $689.51/mo @ 40
- Molina Bronze Premier with $0 Medical Deductible — Expanded Bronze · $712.26/mo @ 40
- Molina Bronze Premier with $0 Medical Deductible Pluswith Adult Vision — Expanded Bronze · $716.82/mo @ 40
- BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) — Expanded Bronze · $718.26/mo @ 40
- BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) — Expanded Bronze · $718.38/mo @ 40
- Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Vision — Expanded Bronze · $732.77/mo @ 40
- BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) — Expanded Bronze · $734.75/mo @ 40
- BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) — Expanded Bronze · $776.50/mo @ 40
- BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) — Expanded Bronze · $842.87/mo @ 40
- BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) — Expanded Bronze · $850.33/mo @ 40
- BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) — Expanded Bronze · $856.46/mo @ 40
- BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) — Expanded Bronze · $894.59/mo @ 40
- Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $843.93/mo @ 40
- Molina Gold Enhanced 895 — Gold · $851.10/mo @ 40
- Molina Gold Core 1640 — Gold · $851.72/mo @ 40
- Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $852.22/mo @ 40
- Molina Gold Enhanced 895 Pluswith Adult Vision — Gold · $855.63/mo @ 40
Showing first 40 of 96 plans on file. Every remaining plan is listed below.
All other plans in Hendry County
- Molina Gold Core 1640 Pluswith Adult Vision — Gold
- Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard — Gold
- Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold
- Molina Gold Enhanced 895 Plus with Adult Dental and Vision — Gold
- Molina Gold Core 1640 Plus with Adult Dental and Vision — Gold
- Molina Gold Standard — Gold
- BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) — Gold
- UHC Gold Standard — Gold
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) — Gold
- BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) — Gold
- UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) — Gold
- BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) — Gold
- BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) — Gold
- UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) — Gold
- BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) — Gold
- BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) — Gold
- BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) — Gold
- BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) — Gold
- BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) — Gold
- BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) — Gold
- BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) — Platinum
- BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) — Platinum
- BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) — Platinum
- BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) — Platinum
- BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) — Platinum
- BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) — Platinum
- BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) — Platinum
- BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) — Platinum
- BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) — Platinum
- Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver
- Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver
- Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver
- Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard — Silver
- Molina Silver Saver with Four Free PCP Visits — Silver
- Molina Silver Core — Silver
- UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) — Silver
- Molina Silver Core Pluswith Adult Vision — Silver
- BlueSelect Silver 1443 ($10 Labs / Rewards) — Silver
- BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) — Silver
- BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) — Silver
- Molina Silver Core Plus with Adult Dental and Vision — Silver
- BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) — Silver
- UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) — Silver
- Molina Silver Standard — Silver
- BlueSelect Silver 1456 ($50 PCP Visits / Rewards) — Silver
- UHC Silver Standard- — Silver
- UHC Silver Standard — Silver
- UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) — Silver
- UHC Silver Standard+ (Dental + Vision) — Silver
- UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) — Silver
- BlueCare Silver 24K01-02 ($10 Labs / Rewards) — Silver
- BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) — Silver
- BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) — Silver
- BlueOptions Silver 24J01-03 ($10 Labs / Rewards) — Silver
- BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) — Silver
- BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) — Silver
Reviewed by Jason Burns, Editorial Steward.
Reviewed by Heather Fabrizio, licensed in Florida (License #G064409) · reviewed Jul 25, 2026