Connect Gold Mid-South CMS Standard — full price in Collier County, Florida (2026)
Connect Gold Mid-South CMS Standard (48121FL0070104), a gold plan from Cigna Healthcare in Collier County, Florida, costs $754.75/month full price for a 40-year-old in 2026 — $1602.81 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 48121FL0070104 · Issuer: Cigna Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $590.57 |
| 27 | $618.92 |
| 30 | $670.30 |
| 40 | $754.75 |
| 50 | $1054.76 |
| 60 | $1602.81 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $729.50/mo. This plan is $754.75/mo at 40 — a difference of $25.25/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Collier County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Connect Gold Mid-South 2250 Indiv Med Deductible | Cigna Healthcare | $738.44 |
| Standard Gold | Ambetter Health | $761.25 |
| Everyday Gold | Ambetter Health | $777.74 |
| Standard Gold + Vision + Adult Dental | Ambetter Health | $781.85 |
| Connect Gold Mid-South 850 Indiv Med Deductible | Cigna Healthcare | $789.02 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 48121FL0070104 in FIPS 12021.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Collier County
Reviewed by Jason Burns, Editorial Steward.