Connect Gold Mid-South 850 Indiv Med Deductible — full price in Collier County, Florida (2026)
Connect Gold Mid-South 850 Indiv Med Deductible (48121FL0070057), a gold plan from Cigna Healthcare in Collier County, Florida, costs $789.02/month full price for a 40-year-old in 2026 — $1675.60 at 60, with a $850 deductible and $8,550 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 48121FL0070057 · Issuer: Cigna Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $617.39 |
| 27 | $647.02 |
| 30 | $700.74 |
| 40 | $789.02 |
| 50 | $1102.66 |
| 60 | $1675.60 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $850
- Family deductible: $1,700
- Individual out-of-pocket max: $8,550
- Family out-of-pocket max: $17,100
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $729.50/mo. This plan is $789.02/mo at 40 — a difference of $59.52/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Collier County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Connect Gold Mid-South 2250 Indiv Med Deductible | Cigna Healthcare | $738.44 |
| Connect Gold Mid-South CMS Standard | Cigna Healthcare | $754.75 |
| Standard Gold | Ambetter Health | $761.25 |
| Everyday Gold | Ambetter Health | $777.74 |
| Standard Gold + Vision + Adult Dental | Ambetter Health | $781.85 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 48121FL0070057 in FIPS 12021.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Collier County
Reviewed by Jason Burns, Editorial Steward.