Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) — full price in Brevard County, Florida (2026)
Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) (44228FL0040014), a gold plan from Wellpoint in Brevard County, Florida, costs $806.74/month full price for a 40-year-old in 2026 — $1713.21 at 60, with a $800 deductible and $9,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 44228FL0040014 · Issuer: Wellpoint · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $631.25 |
| 27 | $661.55 |
| 30 | $716.47 |
| 40 | $806.74 |
| 50 | $1127.41 |
| 60 | $1713.21 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $800
- Family deductible: $1,600
- Individual out-of-pocket max: $9,000
- Family out-of-pocket max: $18,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $571.85/mo. This plan is $806.74/mo at 40 — a difference of $234.89/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Brevard County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Value 1819 ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access) | Health First Commercial Plans, Inc. | $544.76 |
| Gold Value 1819 + Enhanced Diabetes Benefits ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access) | Health First Commercial Plans, Inc. | $545.33 |
| Gold Value 1819 + Adult Dental + Adult Vision ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access) | Health First Commercial Plans, Inc. | $569.58 |
| Gold Standard 1833 | Health First Commercial Plans, Inc. | $580.14 |
| Standard Gold | Ambetter Health | $584.74 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 44228FL0040014 in FIPS 12009.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Brevard County
Reviewed by Jason Burns, Editorial Steward.