Gold Value 1819 ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access) — full price in Brevard County, Florida (2026)
Gold Value 1819 ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access) (36194FL0410003), a gold plan from Health First Commercial Plans, Inc. in Brevard County, Florida, costs $544.76/month full price for a 40-year-old in 2026 — $1156.86 at 60, with a $2,200 deductible and $7,950 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 36194FL0410003 · Issuer: Health First Commercial Plans, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $426.26 |
| 27 | $446.72 |
| 30 | $483.80 |
| 40 | $544.76 |
| 50 | $761.29 |
| 60 | $1156.86 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,200
- Family deductible: $4,400
- Individual out-of-pocket max: $7,950
- Family out-of-pocket max: $15,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $571.85/mo. This plan is $544.76/mo at 40 — a difference of $-27.09/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Brevard County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Value 1819 + Enhanced Diabetes Benefits ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access) | Health First Commercial Plans, Inc. | $545.33 |
| Gold Value 1819 + Adult Dental + Adult Vision ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access) | Health First Commercial Plans, Inc. | $569.58 |
| Gold Standard 1833 | Health First Commercial Plans, Inc. | $580.14 |
| Standard Gold | Ambetter Health | $584.74 |
| Everyday Gold | Ambetter Health | $597.40 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 36194FL0410003 in FIPS 12009.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Brevard County
Reviewed by Jason Burns, Editorial Steward.