Bronze Value 1814 + Adult Dental + Adult Vision (High Value Network Savings, Open Access) — full price in Brevard County, Florida (2026)
Bronze Value 1814 + Adult Dental + Adult Vision (High Value Network Savings, Open Access) (36194FL0470001), a expanded bronze plan from Health First Commercial Plans, Inc. in Brevard County, Florida, costs $469.37/month full price for a 40-year-old in 2026 — $996.76 at 60, with a $9,800 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 36194FL0470001 · Issuer: Health First Commercial Plans, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $367.27 |
| 27 | $384.90 |
| 30 | $416.85 |
| 40 | $469.37 |
| 50 | $655.94 |
| 60 | $996.76 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $9,800
- Family deductible: $19,600
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $571.85/mo. This plan is $469.37/mo at 40 — a difference of $-102.48/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Brevard County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gym Access IND Bronze HMO 1340 | Florida Health Care Plans | $426.78 |
| Everyday Bronze | Ambetter Health | $441.12 |
| Standard Expanded Bronze | Ambetter Health | $442.47 |
| Bronze Value 1814 (High Value Network Savings, Open Access) | Health First Commercial Plans, Inc. | $444.54 |
| Everyday Bronze + Vision + Adult Dental | Ambetter Health | $453.05 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 36194FL0470001 in FIPS 12009.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Brevard County
Reviewed by Jason Burns, Editorial Steward.