Bronze Value 1814 (High Value Network Savings, Open Access) — full price in Brevard County, Florida (2026)
Bronze Value 1814 (High Value Network Savings, Open Access) (36194FL0410001), a expanded bronze plan from Health First Commercial Plans, Inc. in Brevard County, Florida, costs $444.54/month full price for a 40-year-old in 2026 — $944.05 at 60, with a $9,800 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 36194FL0410001 · Issuer: Health First Commercial Plans, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $347.84 |
| 27 | $364.54 |
| 30 | $394.80 |
| 40 | $444.54 |
| 50 | $621.25 |
| 60 | $944.05 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $9,800
- Family deductible: $19,600
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $571.85/mo. This plan is $444.54/mo at 40 — a difference of $-127.31/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other expanded bronze plans in Brevard County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gym Access IND Bronze HMO 1340 | Florida Health Care Plans | $426.78 |
| Everyday Bronze | Ambetter Health | $441.12 |
| Standard Expanded Bronze | Ambetter Health | $442.47 |
| Everyday Bronze + Vision + Adult Dental | Ambetter Health | $453.05 |
| Standard Expanded Bronze + Vision + Adult Dental | Ambetter Health | $454.44 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 36194FL0410001 in FIPS 12009.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Brevard County
Reviewed by Jason Burns, Editorial Steward.