AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits) — full price in Yuma County, Arizona (2026)
AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits) (53901AZ1420112), a gold plan from Blue Cross Blue Shield of Arizona in Yuma County, Arizona, costs $1246.24/month full price for a 40-year-old in 2026 — $2646.55 at 60, with a $4,800 deductible and $4,800 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 53901AZ1420112 · Issuer: Blue Cross Blue Shield of Arizona · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $975.15 |
| 27 | $1021.96 |
| 30 | $1106.79 |
| 40 | $1246.24 |
| 50 | $1741.61 |
| 60 | $2646.55 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,800
- Family deductible: $9,600
- Individual out-of-pocket max: $4,800
- Family out-of-pocket max: $9,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $923.58/mo. This plan is $1246.24/mo at 40 — a difference of $322.66/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Yuma County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Imperial Standard Gold | Imperial Insurance Companies, Inc. | $1061.89 |
| Imperial Preferred Gold | Imperial Insurance Companies, Inc. | $1076.04 |
| AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit) | Blue Cross Blue Shield of Arizona | $1284.01 |
| AZ Blue StandardHealth Gold Neighborhood | Blue Cross Blue Shield of Arizona | $1312.12 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 53901AZ1420112 in FIPS 04027.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Yuma County
Reviewed by Jason Burns, Editorial Steward.