Bronze Elite + PCP Saver Plus — full price in Santa Cruz County, Arizona (2026)
Bronze Elite + PCP Saver Plus (13877AZ0070005), a expanded bronze plan from Oscar Health Plan, Inc. in Santa Cruz County, Arizona, costs $435.34/month full price for a 40-year-old in 2026 — $924.50 at 60, with a $0 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 13877AZ0070005 · Issuer: Oscar Health Plan, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $340.65 |
| 27 | $356.99 |
| 30 | $386.63 |
| 40 | $435.34 |
| 50 | $608.39 |
| 60 | $924.50 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $448.94/mo. This plan is $435.34/mo at 40 — a difference of $-13.60/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Santa Cruz County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Imperial Standard Bronze | Imperial Insurance Companies, Inc. | $375.16 |
| Bronze Simple | Oscar Health Plan, Inc. | $387.46 |
| Bronze Classic Standard | Oscar Health Plan, Inc. | $406.38 |
| Buena Salud Bronce Simple Para Diabetes | Oscar Health Plan, Inc. | $413.26 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | Oscar Health Plan, Inc. | $414.43 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 13877AZ0070005 in FIPS 04023.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Santa Cruz County
Reviewed by Jason Burns, Editorial Steward.