Silver Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx — full price in Pinal County, Arizona (2026)
Silver Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx (68445AZ0610020), a silver plan from Antidote Health Plan of Arizona, Inc. in Pinal County, Arizona, costs $541.45/month full price for a 40-year-old in 2026 — $1149.84 at 60, with a $6,500 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 68445AZ0610020 · Issuer: Antidote Health Plan of Arizona, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $423.68 |
| 27 | $444.01 |
| 30 | $480.87 |
| 40 | $541.45 |
| 50 | $756.68 |
| 60 | $1149.84 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,500
- Family deductible: $13,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $501.43/mo. This plan is $541.45/mo at 40 — a difference of $40.02/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Pinal County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Antidote Health Plan of Arizona, Inc. | $498.84 |
| Imperial Standard Silver | Imperial Insurance Companies, Inc. | $501.43 |
| Silver Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Antidote Health Plan of Arizona, Inc. | $509.53 |
| Imperial Preferred Silver | Imperial Insurance Companies, Inc. | $514.25 |
| Silver Simple PCP Saver | Oscar Health Plan, Inc. | $545.69 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 68445AZ0610020 in FIPS 04021.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Pinal County
Reviewed by Jason Burns, Editorial Steward.