AZ Blue EverydayHealth Gold Focus (1 Free PCP Visit) — full price in Pinal County, Arizona (2026)

AZ Blue EverydayHealth Gold Focus (1 Free PCP Visit) (53901AZ1420001), a gold plan from Blue Cross Blue Shield of Arizona in Pinal County, Arizona, costs $922.25/month full price for a 40-year-old in 2026 — $1958.52 at 60, with a $1,475 deductible and $8,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.

HIOS plan ID: 53901AZ1420001 · Issuer: Blue Cross Blue Shield of Arizona · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0

Full-price premium by age (2026)

AgeMonthly premium
21$721.64
27$756.28
30$819.06
40$922.25
50$1288.84
60$1958.52

Deductibles & out-of-pocket max (2026)

  • Individual deductible: $1,475
  • Family deductible: $2,950
  • Individual out-of-pocket max: $8,000
  • Family out-of-pocket max: $16,000

Vs. county benchmark

The county benchmark silver premium for a 40-year-old is $501.43/mo. This plan is $922.25/mo at 40 — a difference of $420.82/mo.

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.

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Other gold plans in Pinal County

PlanIssuerPremium @ 40
Imperial Standard GoldImperial Insurance Companies, Inc.$591.25
Imperial Preferred GoldImperial Insurance Companies, Inc.$599.13
Gold SimpleOscar Health Plan, Inc.$600.99
Gold Classic StandardOscar Health Plan, Inc.$605.01
Gold Simple DiabetesOscar Health Plan, Inc.$608.11

Sources

← All plans and costs in Pinal County

Reviewed by Jason Burns, Editorial Steward.

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