Gold Classic — full price in Pinal County, Arizona (2026)
Gold Classic (13877AZ0070013), a gold plan from Oscar Health Plan, Inc. in Pinal County, Arizona, costs $613.33/month full price for a 40-year-old in 2026 — $1302.50 at 60, with a $3,500 deductible and $7,750 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 13877AZ0070013 · Issuer: Oscar Health Plan, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $479.93 |
| 27 | $502.95 |
| 30 | $544.71 |
| 40 | $613.33 |
| 50 | $857.13 |
| 60 | $1302.50 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $7,750
- Family out-of-pocket max: $15,500
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $501.43/mo. This plan is $613.33/mo at 40 — a difference of $111.90/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Pinal County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Imperial Standard Gold | Imperial Insurance Companies, Inc. | $591.25 |
| Imperial Preferred Gold | Imperial Insurance Companies, Inc. | $599.13 |
| Gold Simple | Oscar Health Plan, Inc. | $600.99 |
| Gold Classic Standard | Oscar Health Plan, Inc. | $605.01 |
| Gold Simple Diabetes | Oscar Health Plan, Inc. | $608.11 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 13877AZ0070013 in FIPS 04021.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Pinal County
Reviewed by Jason Burns, Editorial Steward.