UHC Silver Standard — full price in Pima County, Arizona (2026)
UHC Silver Standard (40702AZ0060018), a silver plan from UnitedHealthcare in Pima County, Arizona, costs $582.81/month full price for a 40-year-old in 2026 — $1237.67 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40702AZ0060018 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $456.03 |
| 27 | $477.92 |
| 30 | $517.60 |
| 40 | $582.81 |
| 50 | $814.47 |
| 60 | $1237.67 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $448.94/mo. This plan is $582.81/mo at 40 — a difference of $133.87/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Pima County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Imperial Standard Silver | Imperial Insurance Companies, Inc. | $437.75 |
| Imperial Preferred Silver | Imperial Insurance Companies, Inc. | $448.94 |
| Silver Simple PCP Saver | Oscar Health Plan, Inc. | $490.56 |
| Silver Classic Standard | Oscar Health Plan, Inc. | $491.03 |
| Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Antidote Health Plan of Arizona, Inc. | $497.84 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40702AZ0060018 in FIPS 04019.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Pima County
Reviewed by Jason Burns, Editorial Steward.