AZ Blue StandardHealth Silver Neighborhood — full price in Navajo County, Arizona (2026)
AZ Blue StandardHealth Silver Neighborhood (53901AZ1420145), a silver plan from Blue Cross Blue Shield of Arizona in Navajo County, Arizona, costs $1048.46/month full price for a 40-year-old in 2026 — $2226.53 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 53901AZ1420145 · Issuer: Blue Cross Blue Shield of Arizona · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $820.39 |
| 27 | $859.77 |
| 30 | $931.14 |
| 40 | $1048.46 |
| 50 | $1465.21 |
| 60 | $2226.53 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $668.52/mo. This plan is $1048.46/mo at 40 — a difference of $379.94/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Navajo County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Imperial Standard Silver | Imperial Insurance Companies, Inc. | $651.86 |
| Imperial Preferred Silver | Imperial Insurance Companies, Inc. | $668.52 |
| AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits) | Blue Cross Blue Shield of Arizona | $1029.35 |
| AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit) | Blue Cross Blue Shield of Arizona | $1058.93 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 53901AZ1420145 in FIPS 04017.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Navajo County
Reviewed by Jason Burns, Editorial Steward.