AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits) — full price in Mohave County, Arizona (2026)
AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits) (53901AZ1420114), a gold plan from Blue Cross Blue Shield of Arizona in Mohave County, Arizona, costs $1230.38/month full price for a 40-year-old in 2026 — $2612.87 at 60, with a $4,800 deductible and $4,800 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 53901AZ1420114 · Issuer: Blue Cross Blue Shield of Arizona · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $962.74 |
| 27 | $1008.95 |
| 30 | $1092.71 |
| 40 | $1230.38 |
| 50 | $1719.45 |
| 60 | $2612.87 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,800
- Family deductible: $9,600
- Individual out-of-pocket max: $4,800
- Family out-of-pocket max: $9,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $900.56/mo. This plan is $1230.38/mo at 40 — a difference of $329.82/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Mohave County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Gold Standard | UnitedHealthcare | $1051.55 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx) | UnitedHealthcare | $1064.91 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision) | UnitedHealthcare | $1094.01 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) | UnitedHealthcare | $1094.59 |
| AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit) | Blue Cross Blue Shield of Arizona | $1267.67 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 53901AZ1420114 in FIPS 04015.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Mohave County
Reviewed by Jason Burns, Editorial Steward.