AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit) — full price in Mohave County, Arizona (2026)
AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit) (53901AZ1420055), a silver plan from Blue Cross Blue Shield of Arizona in Mohave County, Arizona, costs $1058.93/month full price for a 40-year-old in 2026 — $2248.78 at 60, with a $7,500 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 53901AZ1420055 · Issuer: Blue Cross Blue Shield of Arizona · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $828.59 |
| 27 | $868.36 |
| 30 | $940.45 |
| 40 | $1058.93 |
| 50 | $1479.85 |
| 60 | $2248.78 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $900.56/mo. This plan is $1058.93/mo at 40 — a difference of $158.37/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Mohave County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| AZ Blue ACA StandardHealth Silver with Health Choice | Blue Cross Blue Shield of Arizona | $885.60 |
| UHC Silver Standard | UnitedHealthcare | $900.56 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) | UnitedHealthcare | $902.83 |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | UnitedHealthcare | $924.69 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | UnitedHealthcare | $931.62 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 53901AZ1420055 in FIPS 04015.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Mohave County
Reviewed by Jason Burns, Editorial Steward.