Silver Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx — full price in Maricopa County, Arizona (2026)
Silver Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx (68445AZ0610021), a silver plan from Antidote Health Plan of Arizona, Inc. in Maricopa County, Arizona, costs $553.79/month full price for a 40-year-old in 2026 — $1176.04 at 60, with a $6,500 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 68445AZ0610021 · Issuer: Antidote Health Plan of Arizona, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $433.33 |
| 27 | $454.12 |
| 30 | $491.82 |
| 40 | $553.79 |
| 50 | $773.91 |
| 60 | $1176.04 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,500
- Family deductible: $13,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $483.90/mo. This plan is $553.79/mo at 40 — a difference of $69.89/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Maricopa County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Imperial Standard Silver | Imperial Insurance Companies, Inc. | $471.85 |
| Imperial Preferred Silver | Imperial Insurance Companies, Inc. | $483.90 |
| Silver Simple PCP Saver | Oscar Health Plan, Inc. | $491.70 |
| Silver Classic Standard | Oscar Health Plan, Inc. | $492.17 |
| Silver Simple Diabetes | Oscar Health Plan, Inc. | $499.17 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 68445AZ0610021 in FIPS 04013.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Maricopa County
Reviewed by Jason Burns, Editorial Steward.