AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit) — full price in La Paz County, Arizona (2026)
AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit) (53901AZ1420003), a gold plan from Blue Cross Blue Shield of Arizona in La Paz County, Arizona, costs $1284.01/month full price for a 40-year-old in 2026 — $2726.76 at 60, with a $1,475 deductible and $8,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 53901AZ1420003 · Issuer: Blue Cross Blue Shield of Arizona · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $1004.70 |
| 27 | $1052.93 |
| 30 | $1140.34 |
| 40 | $1284.01 |
| 50 | $1794.40 |
| 60 | $2726.76 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,475
- Family deductible: $2,950
- Individual out-of-pocket max: $8,000
- Family out-of-pocket max: $16,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $921.26/mo. This plan is $1284.01/mo at 40 — a difference of $362.75/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in La Paz County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Imperial Standard Gold | Imperial Insurance Companies, Inc. | $1061.89 |
| UHC Gold Standard | UnitedHealthcare | $1075.73 |
| Imperial Preferred Gold | Imperial Insurance Companies, Inc. | $1076.04 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx) | UnitedHealthcare | $1089.39 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision) | UnitedHealthcare | $1119.16 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 53901AZ1420003 in FIPS 04012.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in La Paz County
Reviewed by Jason Burns, Editorial Steward.