Imperial Preferred Silver — full price in Graham County, Arizona (2026)
Imperial Preferred Silver (85533AZ0020001), a silver plan from Imperial Insurance Companies, Inc. in Graham County, Arizona, costs $671.13/month full price for a 40-year-old in 2026 — $1425.23 at 60, with a $7,500 deductible and $9,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 85533AZ0020001 · Issuer: Imperial Insurance Companies, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $525.14 |
| 27 | $550.35 |
| 30 | $596.04 |
| 40 | $671.13 |
| 50 | $937.90 |
| 60 | $1425.23 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $9,500
- Family out-of-pocket max: $19,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $671.13/mo. This plan is $671.13/mo at 40 — a difference of $0.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Graham County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Imperial Standard Silver | Imperial Insurance Companies, Inc. | $654.41 |
| Standard Silver | Ambetter from Arizona Complete Health | $705.55 |
| Complete Silver | Ambetter from Arizona Complete Health | $713.21 |
| Standard Silver + Vision + Adult Dental | Ambetter from Arizona Complete Health | $724.02 |
| Complete Silver + Vision + Adult Dental | Ambetter from Arizona Complete Health | $731.88 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 85533AZ0020001 in FIPS 04009.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Graham County
Reviewed by Jason Burns, Editorial Steward.