UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) — full price in Gila County, Arizona (2026)
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) (40702AZ0070005), a expanded bronze plan from UnitedHealthcare in Gila County, Arizona, costs $506.30/month full price for a 40-year-old in 2026 — $1075.19 at 60, with a $0 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40702AZ0070005 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $396.16 |
| 27 | $415.18 |
| 30 | $449.65 |
| 40 | $506.30 |
| 50 | $707.55 |
| 60 | $1075.19 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $514.25/mo. This plan is $506.30/mo at 40 — a difference of $-7.95/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Gila County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Imperial Standard Bronze | Imperial Insurance Companies, Inc. | $429.73 |
| UHC Bronze Standard | UnitedHealthcare | $463.21 |
| UHC Bronze Standard+ (Dental + Vision) | UnitedHealthcare | $481.87 |
| Everyday Bronze | Ambetter from Arizona Complete Health | $486.81 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | UnitedHealthcare | $487.63 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40702AZ0070005 in FIPS 04007.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Gila County
Reviewed by Jason Burns, Editorial Steward.