AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit) — full price in Apache County, Arizona (2026)
AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit) (53901AZ1420051), a gold plan from Blue Cross Blue Shield of Arizona in Apache County, Arizona, costs $1267.67/month full price for a 40-year-old in 2026 — $2692.06 at 60, with a $1,475 deductible and $8,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 53901AZ1420051 · Issuer: Blue Cross Blue Shield of Arizona · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $991.92 |
| 27 | $1039.53 |
| 30 | $1125.83 |
| 40 | $1267.67 |
| 50 | $1771.56 |
| 60 | $2692.06 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,475
- Family deductible: $2,950
- Individual out-of-pocket max: $8,000
- Family out-of-pocket max: $16,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $1048.46/mo. This plan is $1267.67/mo at 40 — a difference of $219.21/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Apache County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits) | Blue Cross Blue Shield of Arizona | $1230.38 |
| AZ Blue StandardHealth Gold Neighborhood | Blue Cross Blue Shield of Arizona | $1295.42 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 53901AZ1420051 in FIPS 04001.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Apache County
Reviewed by Jason Burns, Editorial Steward.