Bronze Classic 4700 — full price in Madison County, Alabama (2026)
Bronze Classic 4700 (17091AL0010002), a expanded bronze plan from Oscar Insurance Company in Madison County, Alabama, costs $557.92/month full price for a 40-year-old in 2026 — $1184.82 at 60, with a $4,700 deductible and $9,800 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 17091AL0010002 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $436.57 |
| 27 | $457.51 |
| 30 | $495.50 |
| 40 | $557.92 |
| 50 | $779.70 |
| 60 | $1184.82 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,700
- Family deductible: $9,400
- Individual out-of-pocket max: $9,800
- Family out-of-pocket max: $19,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $682.88/mo. This plan is $557.92/mo at 40 — a difference of $-124.96/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Madison County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Saver Bronze | Blue Cross and Blue Shield of Alabama | $474.68 |
| Blue Standardized Bronze | Blue Cross and Blue Shield of Alabama | $478.24 |
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $508.32 |
| Blue HSA Bronze | Blue Cross and Blue Shield of Alabama | $517.81 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) | UnitedHealthcare | $528.49 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 17091AL0010002 in FIPS 01089.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Madison County
Reviewed by Jason Burns, Editorial Steward.