Blue HSA Bronze — full price in Madison County, Alabama (2026)
Blue HSA Bronze (46944AL0560001), a expanded bronze plan from Blue Cross and Blue Shield of Alabama in Madison County, Alabama, costs $517.81/month full price for a 40-year-old in 2026 — $1099.65 at 60, with a $7,200 deductible and $7,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 46944AL0560001 · Issuer: Blue Cross and Blue Shield of Alabama · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $405.18 |
| 27 | $424.62 |
| 30 | $459.87 |
| 40 | $517.81 |
| 50 | $723.64 |
| 60 | $1099.65 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,200
- Family deductible: $14,400
- Individual out-of-pocket max: $7,200
- Family out-of-pocket max: $14,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $682.88/mo. This plan is $517.81/mo at 40 — a difference of $-165.07/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Madison County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Saver Bronze | Blue Cross and Blue Shield of Alabama | $474.68 |
| Blue Standardized Bronze | Blue Cross and Blue Shield of Alabama | $478.24 |
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $508.32 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) | UnitedHealthcare | $528.49 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $531.61 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 46944AL0560001 in FIPS 01089.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Madison County
Reviewed by Jason Burns, Editorial Steward.