Elite Bronze — full price in Lowndes County, Alabama (2026)
Elite Bronze (53932AL0100014), a expanded bronze plan from Ambetter of Alabama in Lowndes County, Alabama, costs $605.14/month full price for a 40-year-old in 2026 — $1285.09 at 60, with a $0 deductible and $10,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 53932AL0100014 · Issuer: Ambetter of Alabama · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $473.51 |
| 27 | $496.23 |
| 30 | $537.43 |
| 40 | $605.14 |
| 50 | $845.68 |
| 60 | $1285.09 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,500
- Family out-of-pocket max: $21,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $635.32/mo. This plan is $605.14/mo at 40 — a difference of $-30.18/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Lowndes County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Saver Bronze | Blue Cross and Blue Shield of Alabama | $441.62 |
| Blue Standardized Bronze | Blue Cross and Blue Shield of Alabama | $444.93 |
| Blue HSA Bronze | Blue Cross and Blue Shield of Alabama | $481.75 |
| Everyday Bronze | Ambetter of Alabama | $524.11 |
| Standard Expanded Bronze | Ambetter of Alabama | $524.65 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 53932AL0100014 in FIPS 01085.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lowndes County
Reviewed by Jason Burns, Editorial Steward.