Blue Standardized Bronze — full price in Lowndes County, Alabama (2026)
Blue Standardized Bronze (46944AL0750001), a expanded bronze plan from Blue Cross and Blue Shield of Alabama in Lowndes County, Alabama, costs $444.93/month full price for a 40-year-old in 2026 — $944.87 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 46944AL0750001 · Issuer: Blue Cross and Blue Shield of Alabama · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $348.15 |
| 27 | $364.86 |
| 30 | $395.15 |
| 40 | $444.93 |
| 50 | $621.79 |
| 60 | $944.87 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $635.32/mo. This plan is $444.93/mo at 40 — a difference of $-190.39/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Lowndes County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Saver Bronze | Blue Cross and Blue Shield of Alabama | $441.62 |
| Blue HSA Bronze | Blue Cross and Blue Shield of Alabama | $481.75 |
| Everyday Bronze | Ambetter of Alabama | $524.11 |
| Standard Expanded Bronze | Ambetter of Alabama | $524.65 |
| Everyday Bronze + Vision + Adult Dental | Ambetter of Alabama | $545.42 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 46944AL0750001 in FIPS 01085.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lowndes County
Reviewed by Jason Burns, Editorial Steward.