Moda Select Alaska Silver 4500 — full price in Kenai Peninsula County, Alaska (2026)
Moda Select Alaska Silver 4500 (73836AK0930002), a silver plan from Moda Health Plan, Inc. in Kenai Peninsula County, Alaska, costs $1097.00/month full price for a 40-year-old in 2026 — $2330.00 at 60, with a $4,500 deductible and $7,750 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73836AK0930002 · Issuer: Moda Health Plan, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $858.00 |
| 27 | $900.00 |
| 30 | $974.00 |
| 40 | $1097.00 |
| 50 | $1533.00 |
| 60 | $2330.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,500
- Family deductible: $9,000
- Individual out-of-pocket max: $7,750
- Family out-of-pocket max: $15,500
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $1055.75/mo. This plan is $1097.00/mo at 40 — a difference of $41.25/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Kenai Peninsula County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Premera Blue Cross Standard Silver | Premera Blue Cross Blue Shield of Alaska | $1035.50 |
| Premera Blue Cross Preferred Silver 4500 | Premera Blue Cross Blue Shield of Alaska | $1055.75 |
| Moda Select Alaska Standard Silver | Moda Health Plan, Inc. | $1062.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73836AK0930002 in FIPS 02122.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Kenai Peninsula County
Reviewed by Jason Burns, Editorial Steward.