What health insurance costs without a subsidy in Kenai Peninsula County, Alaska (2026)
In Kenai Peninsula County, Alaska, the benchmark silver plan costs $1055.75/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $681.00 to $1097.00. A 60-year-old pays at least $1446.00/month, a 21-year-old at least $533.00. 2 insurers offer 15 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $533.00/mo
- Age 40 — starting at $681.00/mo
- Age 60 — starting at $1446.00/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $1035.50/mo
- Gold — starting at $927.52/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $1,500 to $7,500
- Highest out-of-pocket maximum on file: $10,000
Who sells plans here
Moda Health Plan, Inc., Premera Blue Cross Blue Shield of Alaska
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Kenai Peninsula County (FIPS 02122).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Alaska
- Aleutians East County — $1055.75/mo benchmark
- Aleutians West County — $1055.75/mo benchmark
- Bristol Bay County — $1055.75/mo benchmark
- Denali County — $1055.75/mo benchmark
- Fairbanks North Star County — $1055.75/mo benchmark
Plans available in this county (15)
- Moda Select Alaska Standard Bronze — Expanded Bronze · $681.00/mo @ 40
- Moda Select Alaska Bronze HDHP 5500 — Expanded Bronze · $713.00/mo @ 40
- Moda Select Alaska Bronze 6500 — Expanded Bronze · $717.00/mo @ 40
- Premera Blue Cross Standard Bronze II — Expanded Bronze · $729.31/mo @ 40
- Premera Blue Cross Preferred Bronze 5800 HSA — Expanded Bronze · $750.22/mo @ 40
- Premera Blue Cross Preferred Bronze 6350 — Expanded Bronze · $764.61/mo @ 40
- Premera Blue Cross Standard Gold — Gold · $927.52/mo @ 40
- Moda Select Alaska Standard Gold — Gold · $949.00/mo @ 40
- Premera Blue Cross Alaska One Gold — Gold · $959.25/mo @ 40
- Premera Blue Cross Preferred Gold 1500 — Gold · $960.01/mo @ 40
- Moda Select Alaska Gold 1500 — Gold · $965.00/mo @ 40
- Premera Blue Cross Standard Silver — Silver · $1035.50/mo @ 40
- Premera Blue Cross Preferred Silver 4500 — Silver · $1055.75/mo @ 40
- Moda Select Alaska Standard Silver — Silver · $1062.00/mo @ 40
- Moda Select Alaska Silver 4500 — Silver · $1097.00/mo @ 40
Reviewed by Jason Burns, Editorial Steward.