What health insurance costs without a subsidy in Wood County, Wisconsin (2026)
In Wood County, Wisconsin, the benchmark silver plan costs $631.32/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $388.01 to $1050.91. A 60-year-old pays at least $823.99/month, a 21-year-old at least $303.61. 3 insurers offer 37 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $303.61/mo
- Age 40 — starting at $388.01/mo
- Age 60 — starting at $823.99/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $486.24/mo
- Silver — starting at $623.29/mo
- Gold — starting at $670.38/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Anthem Blue Cross and Blue Shield, Aspirus Health Plan, Security Health Plan
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Wood County (FIPS 55141).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Wisconsin
- Ashland County — $777.50/mo benchmark
- Sawyer County — $777.50/mo benchmark
- Barron County — $746.29/mo benchmark
- Chippewa County — $746.29/mo benchmark
- Dunn County — $746.29/mo benchmark
Plans available in this county (37)
- HMO Bronze 10000 — Bronze · $486.24/mo @ 40
- SimplyOne $9,500 — Bronze · $535.41/mo @ 40
- POS Bronze 8500 — Bronze · $563.92/mo @ 40
- HMO Catastrophic 10600 with 3 free PCP visits — Catastrophic · $388.01/mo @ 40
- SimplyOne Protection — Catastrophic · $502.46/mo @ 40
- HMO Bronze 7500 — Expanded Bronze · $503.16/mo @ 40
- SimplyOne $7,500 — Expanded Bronze · $535.55/mo @ 40
- HMO Bronze $0 Medical Deductible — Expanded Bronze · $554.20/mo @ 40
- SimplyOne $7,500 HDHP — Expanded Bronze · $563.24/mo @ 40
- POS Bronze 7500 — Expanded Bronze · $570.28/mo @ 40
- Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) — Expanded Bronze · $590.42/mo @ 40
- Anthem Bronze Preferred/Broad HSA (+ Incentives) — Expanded Bronze · $596.98/mo @ 40
- Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $597.93/mo @ 40
- Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) — Expanded Bronze · $633.06/mo @ 40
- Premier $7,500 — Expanded Bronze · $736.90/mo @ 40
- Premier $7,500 HDHP — Expanded Bronze · $774.99/mo @ 40
- HMO Gold 2700 — Gold · $670.38/mo @ 40
- HMO Gold 2000 — Gold · $675.21/mo @ 40
- SimplyOne $3,500 - 30% — Gold · $702.85/mo @ 40
- SimplyOne $2,000 - 25% — Gold · $763.77/mo @ 40
- Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $913.83/mo @ 40
- Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $913.90/mo @ 40
- Premier $3,500 - 30% — Gold · $967.09/mo @ 40
- Premier $2,000 - 25% — Gold · $1050.91/mo @ 40
- HMO Silver 6000 — Silver · $623.29/mo @ 40
- HMO Silver 6600 — Silver · $631.32/mo @ 40
- SimplyOne $6,000 - 40% — Silver · $639.23/mo @ 40
- HMO HDHP Silver 5900 — Silver · $651.73/mo @ 40
- SimplyOne $4,000 - 50% — Silver · $652.97/mo @ 40
- SimplyOne $5,000 HDHP — Silver · $692.46/mo @ 40
- POS Silver 6000 — Silver · $705.65/mo @ 40
- Anthem Silver Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $795.47/mo @ 40
- Anthem Silver Preferred/Broad 4000 ($0 PCP Visits + $0 Select Drugs + Incentives) — Silver · $795.63/mo @ 40
- Anthem Silver Preferred/Broad 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $796.08/mo @ 40
- Premier $6,000 - 40% — Silver · $879.56/mo @ 40
- Premier $4,000 - 50% — Silver · $898.46/mo @ 40
- Premier $5,000 HDHP — Silver · $952.80/mo @ 40
Reviewed by Jason Burns, Editorial Steward.