What health insurance costs without a subsidy in Vernon County, Wisconsin (2026)
In Vernon County, Wisconsin, the benchmark silver plan costs $657.86/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $405.05 to $931.07. A 60-year-old pays at least $860.17/month, a 21-year-old at least $316.94. 4 insurers offer 46 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $316.94/mo
- Age 40 — starting at $405.05/mo
- Age 60 — starting at $860.17/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $643.43/mo
- Gold — starting at $648.79/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Anthem Blue Cross and Blue Shield, Dean Health Plan, Medica, Quartz
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Vernon County (FIPS 55123).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Wisconsin
- Ashland County — $777.50/mo benchmark
- Sawyer County — $777.50/mo benchmark
- Barron County — $746.29/mo benchmark
- Chippewa County — $746.29/mo benchmark
- Dunn County — $746.29/mo benchmark
Plans available in this county (46)
- QUARTZ ONE ACHIEVE W/GUNDERSEN CATASTROPHIC $10,600 DED — Catastrophic · $550.84/mo @ 40
- Dean Bronze Share — Expanded Bronze · $405.05/mo @ 40
- Dean Bronze $0 Copay PCP Visits — Expanded Bronze · $445.31/mo @ 40
- Dean Expanded Bronze Standard — Expanded Bronze · $476.48/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE $10,150 DED — Expanded Bronze · $524.78/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE (DENTAL & VISION) $10,150 DED — Expanded Bronze · $542.45/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE STANDARD EASY PRICING — Expanded Bronze · $572.15/mo @ 40
- Engage by Medica Bronze Share — Expanded Bronze · $577.99/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE $0 MEDICAL DED — Expanded Bronze · $590.89/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE (DENTAL & VISION) STANDARD EASY PRICING — Expanded Bronze · $591.43/mo @ 40
- Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) — Expanded Bronze · $601.52/mo @ 40
- Anthem Bronze Preferred/Broad HSA (+ Incentives) — Expanded Bronze · $608.20/mo @ 40
- Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $609.17/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE (DENTAL & VISION) $0 MEDICAL DED — Expanded Bronze · $610.79/mo @ 40
- Engage by Medica Expanded Bronze Standard — Expanded Bronze · $627.69/mo @ 40
- Engage by Medica Bronze HSA — Expanded Bronze · $642.01/mo @ 40
- Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) — Expanded Bronze · $644.96/mo @ 40
- Dean Gold Share — Gold · $648.79/mo @ 40
- Dean Gold Standard — Gold · $672.69/mo @ 40
- Dean Gold HSA — Gold · $687.83/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD $4,000 DED — Gold · $737.48/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD (DENTAL & VISION) $4,000 DED — Gold · $762.33/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD MAINTENANCE $700 DED — Gold · $786.84/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD STANDARD EASY PRICING — Gold · $797.69/mo @ 40
- Engage by Medica Gold $0 Copay PCP Visits — Gold · $797.94/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD MAINTENANCE (DENTAL & VISION) $700 DED — Gold · $813.34/mo @ 40
- Engage by Medica Gold Share — Gold · $814.56/mo @ 40
- Engage by Medica Gold Standard — Gold · $824.03/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD (DENTAL & VISION) STANDARD EASY PRICING — Gold · $824.56/mo @ 40
- Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $931.01/mo @ 40
- Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $931.07/mo @ 40
- Dean Silver $0 Copay PCP Visits — Silver · $643.43/mo @ 40
- Dean Silver Share — Silver · $657.86/mo @ 40
- Dean Silver Standard — Silver · $673.13/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN SILVER $8,000 DED — Silver · $731.90/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN SILVER $9,000 DED — Silver · $733.35/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN SILVER STANDARD EASY PRICING — Silver · $750.45/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN SILVER (DENTAL & VISION) $8,000 DED — Silver · $756.56/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN SILVER (DENTAL & VISION) $9,000 DED — Silver · $758.05/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN SILVER (DENTAL & VISION) STANDARD EASY PRICING — Silver · $775.73/mo @ 40
Showing first 40 of 46 plans on file.
Reviewed by Jason Burns, Editorial Steward.