What health insurance costs without a subsidy in Oconto County, Wisconsin (2026)
In Oconto County, Wisconsin, the benchmark silver plan costs $542.15/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $417.64 to $728.56. A 60-year-old pays at least $886.91/month, a 21-year-old at least $326.79. 4 insurers offer 44 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $326.79/mo
- Age 40 — starting at $417.64/mo
- Age 60 — starting at $886.91/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $541.05/mo
- Gold — starting at $617.29/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $9,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Anthem Blue Cross and Blue Shield, CareSource (Common Ground Healthcare), Dean Health Plan, HealthPartners
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Oconto County (FIPS 55083).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Wisconsin
- Ashland County — $777.50/mo benchmark
- Sawyer County — $777.50/mo benchmark
- Barron County — $746.29/mo benchmark
- Chippewa County — $746.29/mo benchmark
- Dunn County — $746.29/mo benchmark
Plans available in this county (44)
- Prevea360 Bronze Share — Expanded Bronze · $417.64/mo @ 40
- NE WI Select $8,400 HSA Bronze — Expanded Bronze · $430.60/mo @ 40
- NE WI Select $6,800 Plus Bronze HSA — Expanded Bronze · $437.52/mo @ 40
- CareSource (Common Ground Healthcare) Bronze Standard $7500 — Expanded Bronze · $447.76/mo @ 40
- CareSource (Common Ground Healthcare) Bronze $9600 ($45 PCP Copay) — Expanded Bronze · $447.97/mo @ 40
- CareSource (Common Ground Healthcare) Bronze Standard $7500 - Vision Exam — Expanded Bronze · $448.86/mo @ 40
- CareSource (Common Ground Healthcare) Bronze $9600 ($45 PCP Copay) - Vision Exam — Expanded Bronze · $449.07/mo @ 40
- NE WI Select $7,500 Standard Bronze HSA — Expanded Bronze · $452.62/mo @ 40
- Anthem Bronze Pathway/Lean 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) — Expanded Bronze · $461.91/mo @ 40
- Anthem Bronze Pathway/Lean HSA (+ Incentives) — Expanded Bronze · $467.06/mo @ 40
- Anthem Bronze Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $467.79/mo @ 40
- CareSource (Common Ground Healthcare) Bronze $0 Ded / $2500 Rx Ded — Expanded Bronze · $468.52/mo @ 40
- CareSource (Common Ground Healthcare) Bronze $0 Ded / $2500 Rx Ded - Vision Exam — Expanded Bronze · $469.62/mo @ 40
- Prevea360 Expanded Bronze Standard — Expanded Bronze · $491.29/mo @ 40
- Anthem Heart Healthy Bronze Pathway/Lean 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) — Expanded Bronze · $495.30/mo @ 40
- Prevea360 Bronze HSA — Expanded Bronze · $510.42/mo @ 40
- CareSource (Common Ground Healthcare) Gold $3300 — Gold · $617.29/mo @ 40
- CareSource (Common Ground Healthcare) Gold $3300 - Vision Exam — Gold · $618.39/mo @ 40
- CareSource (Common Ground Healthcare) Gold Standard $2000 — Gold · $623.41/mo @ 40
- CareSource (Common Ground Healthcare) Gold Standard $2000 - Vision Exam — Gold · $624.50/mo @ 40
- Prevea360 Gold Share — Gold · $668.96/mo @ 40
- CareSource (Common Ground Healthcare) Gold $0 Ded — Gold · $680.53/mo @ 40
- CareSource (Common Ground Healthcare) Gold $0 Ded - Vision Exam — Gold · $681.62/mo @ 40
- Prevea360 Gold Standard — Gold · $693.60/mo @ 40
- Prevea360 Gold HSA — Gold · $709.22/mo @ 40
- Anthem Gold Pathway/Lean 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $714.94/mo @ 40
- Anthem Gold Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $714.99/mo @ 40
- Oak $2,000 Standard Gold — Gold · $715.60/mo @ 40
- Oak $1,300 Gold — Gold · $728.56/mo @ 40
- CareSource (Common Ground Healthcare) Silver $5000 Ded / $6000 Rx Ded — Silver · $541.05/mo @ 40
- CareSource (Common Ground Healthcare) Silver $5000 Ded / $6000 Rx Ded - Vision Exam — Silver · $542.15/mo @ 40
- CareSource (Common Ground Healthcare) Silver $4700 Ded / $5000 Rx Ded — Silver · $546.12/mo @ 40
- CareSource (Common Ground Healthcare) Silver $4700 Ded / $5000 Rx Ded - Vision Exam — Silver · $547.21/mo @ 40
- CareSource (Common Ground Healthcare) Silver Standard $6000 — Silver · $548.05/mo @ 40
- CareSource (Common Ground Healthcare) Silver Standard $6000 - Vision Exam — Silver · $549.15/mo @ 40
- NE WI Select $3,800 HSA Silver — Silver · $563.70/mo @ 40
- NE WI Select $3,150 Plus Silver — Silver · $584.31/mo @ 40
- NE WI Select $6,000 Standard Silver — Silver · $593.69/mo @ 40
- Anthem Silver Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $622.32/mo @ 40
- Anthem Silver Pathway/Lean 4000 ($0 PCP Visits + $0 Select Drugs + Incentives) — Silver · $622.48/mo @ 40
Showing first 40 of 44 plans on file.
Reviewed by Jason Burns, Editorial Steward.