What health insurance costs without a subsidy in Lafayette County, Wisconsin (2026)
In Lafayette County, Wisconsin, the benchmark silver plan costs $657.86/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $405.05 to $931.07. A 60-year-old pays at least $860.17/month, a 21-year-old at least $316.94. 2 insurers offer 18 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $316.94/mo
- Age 40 — starting at $405.05/mo
- Age 60 — starting at $860.17/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $643.43/mo
- Gold — starting at $648.79/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $8,450
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Anthem Blue Cross and Blue Shield, Dean Health Plan
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Lafayette County (FIPS 55065).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Wisconsin
- Ashland County — $777.50/mo benchmark
- Sawyer County — $777.50/mo benchmark
- Barron County — $746.29/mo benchmark
- Chippewa County — $746.29/mo benchmark
- Dunn County — $746.29/mo benchmark
Plans available in this county (18)
- Dean Bronze Share — Expanded Bronze · $405.05/mo @ 40
- Dean Bronze $0 Copay PCP Visits — Expanded Bronze · $445.31/mo @ 40
- Dean Expanded Bronze Standard — Expanded Bronze · $476.48/mo @ 40
- Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) — Expanded Bronze · $601.52/mo @ 40
- Anthem Bronze Preferred/Broad HSA (+ Incentives) — Expanded Bronze · $608.20/mo @ 40
- Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $609.17/mo @ 40
- Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) — Expanded Bronze · $644.96/mo @ 40
- Dean Gold Share — Gold · $648.79/mo @ 40
- Dean Gold Standard — Gold · $672.69/mo @ 40
- Dean Gold HSA — Gold · $687.83/mo @ 40
- Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $931.01/mo @ 40
- Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $931.07/mo @ 40
- Dean Silver $0 Copay PCP Visits — Silver · $643.43/mo @ 40
- Dean Silver Share — Silver · $657.86/mo @ 40
- Dean Silver Standard — Silver · $673.13/mo @ 40
- Anthem Silver Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $810.42/mo @ 40
- Anthem Silver Preferred/Broad 4000 ($0 PCP Visits + $0 Select Drugs + Incentives) — Silver · $810.58/mo @ 40
- Anthem Silver Preferred/Broad 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $811.04/mo @ 40
Reviewed by Jason Burns, Editorial Steward.