What health insurance costs without a subsidy in Fond du Lac County, Wisconsin (2026)
In Fond du Lac County, Wisconsin, the benchmark silver plan costs $647.23/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $398.50 to $676.71. A 60-year-old pays at least $846.26/month, a 21-year-old at least $311.81. 1 insurers offer 9 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $311.81/mo
- Age 40 — starting at $398.50/mo
- Age 60 — starting at $846.26/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $633.03/mo
- Gold — starting at $638.30/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $2,000 to $8,000
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Dean Health Plan
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Fond du Lac County (FIPS 55039).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Wisconsin
- Ashland County — $777.50/mo benchmark
- Sawyer County — $777.50/mo benchmark
- Barron County — $746.29/mo benchmark
- Chippewa County — $746.29/mo benchmark
- Dunn County — $746.29/mo benchmark
Plans available in this county (9)
- Dean Bronze Share — Expanded Bronze · $398.50/mo @ 40
- Dean Bronze $0 Copay PCP Visits — Expanded Bronze · $438.11/mo @ 40
- Dean Expanded Bronze Standard — Expanded Bronze · $468.77/mo @ 40
- Dean Gold Share — Gold · $638.30/mo @ 40
- Dean Gold Standard — Gold · $661.81/mo @ 40
- Dean Gold HSA — Gold · $676.71/mo @ 40
- Dean Silver $0 Copay PCP Visits — Silver · $633.03/mo @ 40
- Dean Silver Share — Silver · $647.23/mo @ 40
- Dean Silver Standard — Silver · $662.24/mo @ 40
Reviewed by Jason Burns, Editorial Steward.