What health insurance costs without a subsidy in Calumet County, Wisconsin (2026)
In Calumet County, Wisconsin, the benchmark silver plan costs $543.15/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $396.98 to $657.75. A 60-year-old pays at least $843.04/month, a 21-year-old at least $310.63. 2 insurers offer 22 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $310.63/mo
- Age 40 — starting at $396.98/mo
- Age 60 — starting at $843.04/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $525.67/mo
- Gold — starting at $548.14/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $8,450
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Anthem Blue Cross and Blue Shield, Network Health
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Calumet County (FIPS 55015).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Wisconsin
- Ashland County — $777.50/mo benchmark
- Sawyer County — $777.50/mo benchmark
- Barron County — $746.29/mo benchmark
- Chippewa County — $746.29/mo benchmark
- Dunn County — $746.29/mo benchmark
Plans available in this county (22)
- Prestige Bronze Essential + 3 Free PCP Visits — Expanded Bronze · $396.98/mo @ 40
- Prestige Bronze Essential + Dental + Vision + 3 Free PCP Visits — Expanded Bronze · $401.06/mo @ 40
- Prestige Bronze Plus — Expanded Bronze · $413.58/mo @ 40
- Anthem Bronze Pathway/Lean 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) — Expanded Bronze · $424.95/mo @ 40
- Prestige Bronze $0 Medical Deductible — Expanded Bronze · $429.37/mo @ 40
- Anthem Bronze Pathway/Lean HSA (+ Incentives) — Expanded Bronze · $429.65/mo @ 40
- Anthem Bronze Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $430.38/mo @ 40
- Prestige Bronze $0 Medical Deductible + Dental +Vision — Expanded Bronze · $433.78/mo @ 40
- Anthem Heart Healthy Bronze Pathway/Lean 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) — Expanded Bronze · $455.65/mo @ 40
- Prestige Gold — Gold · $548.14/mo @ 40
- Prestige Gold Essential + 3Free PCP Visits — Gold · $548.88/mo @ 40
- Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits — Gold · $554.52/mo @ 40
- Prestige Gold 50 + 1 Free PCP Visit — Gold · $585.44/mo @ 40
- Prestige Gold 50 + Dental + Vision+ 1 Free PCP Visit — Gold · $591.46/mo @ 40
- Anthem Gold Pathway/Lean 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $657.70/mo @ 40
- Anthem Gold Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $657.75/mo @ 40
- Prestige Silver — Silver · $525.67/mo @ 40
- Prestige Silver Essential + 3 Free PCP Visits — Silver · $543.15/mo @ 40
- Prestige Silver Essential + Dental + Vision + 3 Free PCP Visits — Silver · $548.73/mo @ 40
- Anthem Silver Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $572.54/mo @ 40
- Anthem Silver Pathway/Lean 4000 ($0 PCP Visits + $0 Select Drugs + Incentives) — Silver · $572.66/mo @ 40
- Anthem Silver Pathway/Lean 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $573.00/mo @ 40
Reviewed by Jason Burns, Editorial Steward.